Guarantees, drawings and conduct
Personal risk for directors
Separate company debt from possible personal exposure and understand which documents, transactions and decisions may matter.
Does one of these sound like you?
I cannot repay my director's loan account
Drawings or personal payments appear as money owed to the company.
See what to do next →I am worried about a Bounce Back Loan
Repayment, eligibility or use of the funds is causing concern.
See what to do next →I have signed personal guarantees
A lender, landlord or supplier may be able to pursue you.
See what to do next →I am worried about being investigated
You have questions about records, transactions or director conduct.
See what to do next →Understand the issue
Use the detailed guides for plain-English explanations, practical first steps and links to authoritative sources.
Earlier action may preserve more options, but urgency depends on the facts. Formal notices, court dates and enforcement should be treated promptly.
Would it help to talk this through?
Tell us your name, email address and phone number. Someone will contact you by the next working day for a private, non-judgmental initial conversation.