Start with what is worrying you
Which of these feels closest to your situation?
You do not need to know the legal name for the problem. Choose the concern that feels most familiar and we will help you understand what may matter next.
I cannot pay HMRC
What to consider when VAT, PAYE or Corporation Tax is overdue and pressure is increasing.
Read what to do next →I may not be able to make payroll
A missed or uncertain payroll is a serious cash-flow warning that deserves immediate attention.
Read what to do next →Creditors are chasing me
How to regain a clear view when supplier, lender or debt-collection pressure is building.
Read what to do next →I have received a statutory demand
Understand why a statutory demand is different from ordinary collection correspondence.
Read what to do next →I have received a winding-up petition
A winding-up petition can create immediate legal, banking and trading consequences.
Read what to do next →I have signed personal guarantees
Separate company debt from possible personal exposure and identify the documents that matter.
Read what to do next →I am worried about my home
Company insolvency does not automatically mean losing your home, but personal exposure needs careful review.
Read what to do next →I do not know what to tell my staff
How to prepare for honest, careful communication without creating unnecessary alarm.
Read what to do next →I am worried about director liability
Practical first steps when you are concerned about decisions made while the company is under pressure.
Read what to do next →Can my company still be rescued?
A framework for separating a viable underlying business from an unsustainable balance sheet or cash crisis.
Read what to do next →Should I speak to my accountant or an insolvency practitioner?
Understand the different roles and when specialist insolvency input may be appropriate.
Read what to do next →What happens if I wait?
Why delay can reduce control even when the final outcome is not yet clear.
Read what to do next →I cannot repay my director's loan account
Understand why drawings may become money owed to the company and which records matter.
Read what to do next →I am worried about a Bounce Back Loan
Separate an inability to repay from concerns about eligibility, declarations or use of the funds.
Read what to do next →I am worried about being investigated
What to do when an office-holder or the Insolvency Service asks about records, transactions or conduct.
Read what to do next →Not sure which one applies?
The confidential assessment helps you look across the whole position. It does not require contact details to see your result.
Start the assessment